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Thursday, February 9, 2023

I remember back to the first job I had and the benefit package included a 401(k). I called my mom and told her the news – she was so excited for me because it wasn’t something she had when first starting out and barely got one towards the e

Thursday, February 9, 2023

Debt. It has increasingly become a growing pain point for almost everyone. According to Experian, at the end of 2021 the average US Consumer debt was slightly above $96,000. It is no wonder that this has been a hot topic for quite a while.

Thursday, February 9, 2023

Intentionality. The fact of being deliberate or purposive. This is the definition given by the dictionary. Everything we do should be done with our intent to accomplish something. It doesn’t matter if that something is taking a shower in th

Thursday, February 9, 2023

One of those hot phrases that gets thrown around often. Let’s first start by defining what rate of return means; according to the SEC.Gov website the annual rate of return is the percentage change in the value of an investment. They use an

Thursday, February 9, 2023

If you think long and hard enough about something I’m sure you will be able to find a different way to accomplish it than what you’ve previously known or been told.

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Thursday, January 12, 2023

There’s a common saying that’s thrown around quite often and at times it can be harder to live by this standard than not. That saying is to “Live Below Your Means”. What does this actually mean?

Thursday, January 12, 2023

Individual Retirement Account. That’s what IRA stands for.

Thursday, January 12, 2023

Everyone is looking for the best product to purchase, investments, insurances, real estate, businesses. Most people don’t take the time to understand how these products are connected.

Thursday, January 12, 2023

Cash balance planYou’ve worked hard to make your business successful. But if your retirement planning has taken a back seat to your business over the years, you may feel it’s time for a change. Even if you have done some...

Tuesday, October 11, 2022

Acting as a financial professional allows you to help people deal with the most essential factor of their day-to-day lives: money. Because when it comes to managing finances, a lot of Americans need help.

Monday, June 6, 2022

Deciding to protect your income is a significant step to help ensure a financially confident future foryou and your family. After all, income is the foundation of any sound financial plan and disabilityinsurance is an important piece...

Monday, May 30, 2022

As a business owner, you have the responsibility of making daily decisions that can determine thefuture of your business and your employees. Protecting your business and your livelihood from “whatif” moments like a...

Monday, May 23, 2022

As a white-collar professional, whether you are an accountant, an attorney or even an engineer, youhave made your education and professional career a top priority in your life. That’s why protectingyour earning power is critical,...

Monday, May 16, 2022

As a physician, disability coverage that caters to your unique income protection needs is critical. Afterall, you’ve put so much time and effort into your education, and your ability to practice medicine is oneof your most...

Monday, May 9, 2022

When it comes to protecting yourself and your family, holistic protection is key. There are many waysyou can prepare for the unexpected and help ensure your family is protected from life’s “what if”moments. Creating a...

Monday, May 2, 2022

May is Disability Insurance Awareness Month or “DIAM”, a time to recognize that disabilities are morecommon than we may think and preparing for those “what if” moments is key. To start a conversationand bring...

Wednesday, May 5, 2021

May is Disability Insurance Awareness Month or “DIAM”, a time to recognize that disabilities can happen to anyone and preparing for those “what if” moments is key. To start a conversation and bring awareness to...

Friday, September 4, 2020

Most recently, you may have read that Federal Reserve Chair Jerome Powell announced a change in how the Fed views inflation. In the past, the Fed said it would consider adjusting short-term rates when inflation approached 2 percent....

Tuesday, June 2, 2020

The anxiety weighing on many investors around the economic and market uncertainty from the COVID-19 pandemic is particularly felt by those in or near retirement. Ultimately the resolve, dedication, and discipline we display now will...

Friday, April 17, 2020

The most efficient way to defend against scammers is to know how they attack – and the red flags that warn of possible ploys. Know the red flags There are many tactics thieves use to reach you like fake emails (known as phishing)...

Thursday, March 19, 2020

Financial Fixes: From Health Scare to Financial Care Have you or a loved one ever had a major health scare? One that rocked your world for a few days (and sleepless nights) until you learned it was not as serious as you feared and...

Thursday, March 19, 2020

Clever Ways Small Business Owners Can Save for Their Children’s College Fund As a small business owner, you’re used to having to rely on yourself for everything from retirement planning to health insurance. Saving for your...

Thursday, March 19, 2020

Supplementing Retirement Income with Whole Life Retirement your way. That’s what whole life insurance can offer you — a versatile and flexible financial vehicle to help provide for your loved ones while possibly...

Thursday, March 19, 2020

Whole Life Insurance Can Be an Asset For Balance Even if you didn’t grow up on a farm, you’ve heard, “Don’t put all your eggs in one basket.” While few people walk around with eggs in baskets today, the...

Thursday, March 19, 2020

Planning Your Legacy Planning. We all know we should do it. Indeed, we all do it much of the time to some degree. We plan dinners. We plan parties. We plan vacations. Legacy or estate planning is our ultimate chance to plan the future...

Thursday, March 19, 2020

5 Things Late Retirement Planners Can Do Right Now According to a recent Guardian study, more than 1 in 3 Americans are considering delaying retirement.1 If you’re “late to the game” in your retirement planning and...

Monday, March 2, 2020

7 Money Tips for Newlyweds By: Nickelle Leist & Elise Kensinger However strong love may be, the sway money has in a relationship should not be underestimated. Fortunately, there are a number of things that committed couples can do to...

Monday, March 2, 2020

Vacation Within Your Means and Without Regrets By Nickelle Leist and Elise Kensinger The best vacation? One you can afford. Overspend and you may have fun, but the stress of breaking your budget always lingers in the background....

Monday, March 2, 2020

Financial Fixes: How to Get Out of the Minimum Payment Vortex By: Nickelle Leist and Elise Kensinger Did you know that U.S. households carry nearly $7000, in revolving credit card debt from month to month?1 By making only minimum...

Monday, March 2, 2020

The 12 Steps to Living Confidently: How to Cut Your Expenses By: Nickelle Leist and Elise Kensinger “Cut spending.” “Slash expenses.” “Avoid shopping.” The overwhelming advice about cutting expenses...

Monday, March 2, 2020

7 Easy Ways to Improve Your Finances This Week By: Nickelle Leist and Elise Kensinger It’s fun to daydream about a better financial future. But, unfortunately, too often people stay stuck in their dreams and don’t take...

Monday, March 2, 2020

Track Your Spending Like Your Social Media By: Nickelle Leist and Elise Kensinger More than 40 percent of Americans check Facebook daily but only 2.2% check on their personal finances each day1. Of course, Facebook, Instagram and...