Broker Check

Financial Planning for Medical Professionals

The Medical Division at Rethink Wealth helps keep our medical professionals on task in the confusing economic times we are currently facing. Traditional planning has done harm to its subscribers by teaching them to chase a rate of return and base their entire retirement future upon hope. We take a wide angle approach, much like modern medicine today. We want to be proactive in the plans we co-create with our clients instead of reactive to the changing environment.

We start with a financial MRI to identify gaps in existing plans and opportunities to enhance the probability of success. The Living Balance Sheet® website is a tool we use to get our clients perfectly organized and up to date on an ongoing basis. We evaluate protection, assets, liabilities, and cash flow. We start with protection, making sure that the balance sheet is impenetrable to life events that could devastate existing plans. Medical professionals are specifically targeted in the litigious society we live in today. Our focus is to protect them at every stage in their planning. Liabilities and assets are the next focus. We find that most people get these in the wrong order. We evaluate the most efficient plan to save for the future and pay off debt at the same time. If you neglect to save today, plans are vulnerable to life changes. Retirement accounts and investments are implemented and client education is given around the various products. Most people don’t understand the implications of having all of their money in tax-deferred vehicles. We then help our clients stay on track with all of the plans created.

We take great pride in helping the people that make a difference in our lives and the lives of our loved ones. We have team members specializing in each of the following areas

  • Medical Doctors
  • Residency and Fellowship Programs
  • Certified Registered Nurse Anesthetists
  • Physician Assistants

Unparalleled protection for physicians

Your biggest asset as a physician is your ability to practice medicine. If you could no longer see patients due to an illness or injury of your own, what would your future look like financially?

As a leading provider of individual disability insurance (DI) for physicians, we understand your unique needs when it comes to income protection. We offer tailored disability coverage for physicians that is “specialty specific.” Below are a few questions to ask yourself regarding your current disability coverage:

  • Does my coverage protect my particular specialty?
  • Does my coverage allow me to work in another medical specialty or occupation and still receive benefits?
  • If I can’t perform surgery, but can perform clinic, how does that affect my disability benefit?
  • Will I receive benefits if I am partially disabled?


  • Texas Society of Anesthesiologists
  • Tarrant County Medical Society
  • Texas Medical Association

Programs we Help:

  • UT Southwestern Medical Center
  • John Peter Smith Hospital
  • Pinnacle Partners in Medicine
  • University of North Texas Health and Science Center
  • Texas Tech Health and Science Center

The Living Balance Sheet® and The Living Balance Sheet® Logo are service marks of The Guardian Life Insurance Company of America® (Guardian), New York, NY. © Copyright 2005-2020 Guardian.