Gary Speer is a trusted and experienced financial specialist that helps families and individuals retain and build their wealth. Combining over 40 years of experience with today’s latest tools, technology and financial growth strategies, he helps clients not only identify opportunities to save money, but helps them create opportunities to maximize their net worth and protect themselves from the threat of outliving their money or being exposed to unnecessary financial risk.
Unlike many other financial professionals that meet with you once and then “check on your file” every few months, Gary’s commitment to each client is unparalleled and personal, and it won’t take long to see how passionate he is about your financial and personal success. He will introduce you to tax avoidance strategies that will result in the ability to have more income throughout retirement with certainty.
USING THE LATEST TECHNOLOGY TO GET THE BEST RESULTS
In today’s ever-changing environment, the tools and strategies that were used even a few years ago may not be relevant today. One way Gary helps you effectively track and build your net worth is with an innovative tool called The Living Balance Sheet®.
He uses this technology to help clients see and understand “Real Cost of Living™” factors, and how they can effectively account for financial perils that many people and advisors often overlook. It’s a great tool for organizing and displaying a clear picture for clients to see their financial standing and outlook, and with Gary’s guidance this technology is a powerful instrument for growing your wealth with clarity and certainty.
AN EXPERIENCED PROFESSIONAL FOR ALL AREAS OF FINANCIAL GUIDANCE
Optimizing Retirement Assets- Luck is not an effective strategy for protecting and growing your retirement income. Gary helps clients strategically build their retirement nest egg. He will introduce uncommon strategies that will help increase retirement income with certainty. In many cases this can be established without adding addition outflow from his client’s budget or additional risk to your assets.
Select Key Person Retention Planning - Retaining key employees is vital for the lasting success of your business. Gary helps clients create an incentive that rewards key employees with financial incentives to stay committed to your business.
Pretax Qualified Retirement Planning – One of the best ways to maximize retirement income is to establish a Tax Favored Saving Plan that will grow and accumulate wealth by minimizing the burden of taxes.
Select Supplemental Retirement Plan - For many clients their current retirement plan limits what they can save for retirement. Gary helps them find ways to put additional money away into a tax favored asset.
Income Replacement Planning – Your ability to earn income is your most valuable asset. It is the source that provides for the current lifestyle and fuels the savings for a financially successful retirement lifestyle. Gary helps his clients understand the cost and financial consequences of a long-term income interruption resulting from a disability. Gary helps his clients remove this threat with effective planning that will establish cash flow and more importantly preserve assets intended to grow and compound wealth for a secured financial retirement lifestyle.
Preservation of Retirement Nest Egg –Help educate clients about the consequences of self-funding uncovered medical expenses during their retirement stage of life. Introduce unknown tax-free strategies that will eliminate this threat from their balance sheet
Business Exit Strategy Planning – When it comes to selling or exiting a business you’ve spent your life building, it’s important for you to consider all aspects and strategies to ease the transition and optimize the of sale your best asset.
Guaranteed Retirement Income for Life – During retirement one of the dominant concerns is the threat of running out of money resulting from uncertain market sequences, low rate of return and extended life expectancy. Gary works with his clients to help them see how it’s possible establish plans that remove this threat.
QUALIFIED TO SERVE YOUR FINANCIAL NEEDS
- Leaders Club, Guardian Life Insurance of America, 14 Years
- Leaders Club, Union Central, 22 years
- Series 6/63
Registered Representative of Park Avenue Securities LLC (PAS). Securities products offered through PAS, member FINRA, SIPC. OSJ: 3040 Post Oak Blvd, Ste 1150, Houston, Texas 77056, 281-220-2700. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly-owned subsidiary of Guardian. Rethink Wealth is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #0A90691.